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Today's penny in the pocket is tommorows bank deposit

Written by Trixy 145 from the blog Blooming Bloem on 13 Aug 2009
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I am at my wits end, pondering new ideas to make money has never proved to be so tedious. I'm spending too much time,energy and resources trying to involve myself in lucrative investments. Which all in the end turn out to be self-defeating; I'm left no closer to a possible solution, drained and demoralized. I have literally become a liability to myself. Don't believe? I'll explain...

Firstly, I can bearly afford my own up-keep. My hair is one of my biggest expenses, the monthly styling, treatment, weaves and so on are chunking at my budget. I've aslo had to settle to a monthly manicure and fill in's. As if thats not enough, I have to stick with one scent at a time. The list is endless, I have sunk to dire poverty.

Secondly, I have been forced into an unthinkable diet, I'm actually better off eating saw dust, atleast the only good that will come of this is me looking Lindsay. She was smart enough to know the recession look would be 'en vouge'!

Thirdly, I haven't had a goodnights sleep with Creditors banging my at my door. The vultures are already circling after missing one payment, well maybe two. But seriously, this would be a good time for a golden goose.

So there you have it I'm as broke as hell, malnurished, and smell like last years debt. Where to from here, I'm cutting my hair, eating porrigr for breakfast, and using swankie deodorant. I need every penny that comes my way.




98 Comments

Molilo
13 Aug 2009 16:16

Sorry gal go tla siama

Loreal
13 Aug 2009 16:17

u'll be fine

Pepsi Cola
13 Aug 2009 16:24

I will come back tomorrow, Sorry girl you are not the only one!!!!!!!!!!!!!!

cuz-cuz
13 Aug 2009 16:36

So there you have it I'm as broke as hell, malnurished, and smell like last years debt. Where to from here, I'm cutting my hair, eating porrigr for breakfast, and using swankie deodorant. I need every penny that comes my way. 

really it cant be dat bad, try to manage yo salary a little bit better.isnt cold to be cutting yo hair , wait for isummer and do that it mite just help u to save.  mina i have recently moved to anada country damn i am still trying to figure out their currency when all i have knwn my whole life was ilandi.

wena just hang in there, it gonna get better with time.



mathata
13 Aug 2009 16:39

girl i feel you,Ek im worse i even bath the puppy than taking it to Vete salon.

i mean i put that money to my pocket.

i decided to saloon my hair,bonding, now my hair is falling. i cant spend $150,i think im tired with b*s*

Tshd21
13 Aug 2009 16:47

Gosh, I also need help. In May, people broke into my house and I borrowed money. Paid some of  it with my next to nothing savings because I had just used over 75% of it to get a ride...

 Also had to get my second emergency savings, and all this after I maxed my credit card. At the moment my finances are all over the place.

It's extremely difficult to catch up because I'm still paying some of the money I borrowed at the time, and all this before I even start buying  the furniture, again. For now I have to resort to listening to the radio in the car or phone, and have shifted my tv to the bedroom because I got tired of watching it go sena di couch in the tv room.

You should see my hair, the last time I went to a salon was last month, I'm even wearing a cap ko mmerekong today. I'm forced to go ko salon tomorrow but God knows I 'll be using petrol money..

I'm sooo angry at myself for the state my finances are in at the moment, but I just have to grin and bear it for now, mxim

GML
13 Aug 2009 16:51

Loha ka le tsoho and leave the weves alone for now. I'm sure you can survive without the manicures- you did before you had a job

Pay your rent and accounts first. But foods like bo tin fish and veggies. instead of mince buy that soya mince thing- it's a good replacement.
buy chicken breasts and make your own stir fry.

Chicken breasts are good. Also try to buy skim milk0 I'm guessing it's cheaper.

I think these will reduce your budget a bit.

nice
13 Aug 2009 16:58

Shame Tshidi I feel for you, it is the situation dear it will be okay.

I dont feel for the author though as it sounds like you are living a life you cant afford. Manicures and weaves, when you have creditors calling you day and night? e e ngwanyana try cutting off the luxuries until you can afford them...........

mathata
13 Aug 2009 17:30

guys im allergic to plastic hair,once i use cheap hair..rash,spices rash,Atchar..im in big trouble.

my problem is at the saloon after 4wks they want you to change the hair..in been shhh for long time with this,how can you throw the hair that i bought soo expensive in a bin.

you know what  she said,MAM is not healthy for you,n i said is not healthy to throw money.

she said i wont ague with you,that was my last straw at the saloon.

Cande
13 Aug 2009 19:16

Hey Trixy,

I feel fo you girl, but i have a feeling you not doing anything to sort yourself out. How can you choose to put a weave/manicures while you havent paid your accounts?? Maybe you should buy that dark & lovely relaxer kit & hairdryer this month and relax your hair @ home while you wait for you finances to be in order but NEVER, EVER miss a payment again while you can afford manicures & weaves..

Nna i dont mind buying tin food, and no-name brands to keep my grocery costs at minimal..Dont tell me you are one of those "i cant eat anything that is not from woolies" types, coz then you need to start considering shoprite/checkers. There is nothing wrong with eating wollies food but you must be able to afford them..If you wanna be using olive oil, baby-soft toilet papers e.t.c then do it only IF & WHEN you can..

Please also try to settle debts than to create them

Sawrie Tshidi, you will bounce back girl.

Vesa
13 Aug 2009 19:21

Firstly, I can bearly afford my own up-keep. My hair is one of my biggest expenses, the monthly styling, treatment, weaves and so on are chunking at my budget. I've aslo had to settle to a monthly manicure and fill in's. As if thats not enough, I have to stick with one scent at a time. The list is endless, I have sunk to dire poverty. 

Gal...there's your savings rite there! Learn to maintain your own hair (wash/ style) or get the help of a friend. Manicures....why the urge to have your nails looking fab if it breaks the bank?

Tshd21
13 Aug 2009 19:51

What I've been doing to keep me going since I my finances got re-arranged in a flash:

Haven't bought clothes in a while and won't be doing it until I recover...

Went to clicks and bought cutex tse 2, remover and cotton wool because I can't afford the manicure and filling anymore...

Buy no name brands...

Don't use perfume when I'm at home because there is no way in hell it can run out now...

Don't travel much, unless I have to. Had to go to Venda for a funeral at the weekend and I feel it so bad... Couldn't afford not to go because I was being there for a friend who just lost a father, the only parent he had left...

Don't buy alcohol anymore....only drink when someone buys for me...

Try to starve myself so I can save as much as I can...and lose weight while at it!

Make sure that come hell or high water, I pay every account I have...don't want to plunge in deeper...

Don't do my hair every two weeks anymore, only go to the salon when it looks really bad...like now...

Have decided that when my phone contract expires, I'm not going to renew it. It will definately be better to just buy R300 airtime once a month than pay close to R1000 ya talking plus phone...

Pending...















realist
14 Aug 2009 06:23

I'm cutting my hair, eating porrigr for breakfast, and using swankie deodorant. I need every penny that comes my way.
What is wrong with that? At least you are one step in the right direction for curing yourself from debt.

realist
14 Aug 2009 06:39

Once you finished one account, use the money you finished to pay the first account with to clear the second one and if you manage to finish the second account, combine the first and second to clear the third and continue in this way until all your debts are cleared.

Remember to achieve this, you need a bit of self discipline and you must stick to it. If you can’t then you must bite the bullet come your bonus and I presume it is in December and clear all your debts with your bonus.

Once you have achieved your goal, never again try to convince everyone that your hair, manicure, weaves and your monthly styling is the best thing since sliced bread. Nobody gives a damn.

realist
14 Aug 2009 06:44

PS: I forgot to add this below on my second post.
The accounts that you have try and pay the ones that attract high interest rates first and remember never skip payment because you will attract further interest.

Zazacious
14 Aug 2009 07:28

gal do not go the i will not eat route. Whatever you do plz eat something. It dosnt have to be a steak or prawns or sushi. But eat. Your body needs to be fed in order for everything to keep working. and keep praying, the bible says we should not worry bout 2moro about what we will eat. God will take care of that. Even at your lowest you will be ok with Him by your side.

felfel
14 Aug 2009 08:02

hahahahahahahahahahaa, this is so funny man,hahhahahahahaha, u made my morningTrixy, lol

zozoe
14 Aug 2009 10:15

my 2cents worth advise

i can only advice(not sure of spelling) you to pay your tithes at church and offer your money to the poor or church , coz the Bible say Give it shall be given back  to you good measure pressed down shaken together to make room for more, running over and poured into your lap. The amount you give will determine the amount you receive. I know most of us dont believe in tithes and offering but hey it works just try it once you never be broke . Tithes are important becoz they protect you and your family 

or Read 
Malachi 3:6-10

and pliz budget and live according to your salary not above it and check your needs first youll have to cut some of the things

Ms personality
14 Aug 2009 10:44

maud
14 Aug 2009 10:54

its so hard to cut out from things you are use to, i after i read this article i sad down and check what can i cut if i had to cut somethings, believe me non they all important to me. although i know some things are unnessesary but i am used to them.

Toxic
14 Aug 2009 11:08

Secondly, I have been forced into an unthinkable diet, I'm actually better off eating saw dust, atleast the only good that will come of this is me looking Lindsay. She was smart enough to know the recession look would be 'en vouge'!

LMAO!!!!!!!!!! Can't give financial advice cause i'm in a financial mess as well. 

Do you live on your own Trix? Would you consider a paying roomie? 

Quotes to share:

Simplicity is the ultimate sophistication. — Leonardo Da Vinci
A crust eaten in peace is better than a banquet partaken in anxiety. Aesop

BigMama
14 Aug 2009 11:22

Reply from: zozoe 8/14/2009 4:15:28 PM

my 2cents worth advise

i can only advice(not sure of spelling) you to pay your tithes at church and offer your money to the poor or church , coz the Bible say Give it shall be given back to you good measure pressed down shaken together to make room for more, running over and poured into your lap. The amount you give will determine the amount you receive. I know most of us dont believe in tithes and offering but hey it works just try it once you never be broke . Tithes are important becoz they protect you and your family

Hayi wena, the fal is broke, where do you expect her to get the money to give to the poor. And also you have to understand that not all of us are christians, and nothing will happen if you don't have faith.

My advise is to cut on the luxuries, there are things that we can totally live without, like the manicures, dining out, booze. Don't live to impress your friends, just live the life you can manage and you will be debt free.

Manthaka
14 Aug 2009 12:06

Girl; you remind me of one of my colleagues who annoys everyone; she always looks like lady Diana; beautiful ; manicure and Pedicure are her things. Drives an expensive car etc..
But the problem is that everyone knows her ka "Nkadime R1000 or R500 ke tla go fa month end". 
ke gopola ke rata her new shoes ke mo qoma her answer was "ke di rekile from this botique ko Sandton ka weekend very cheap R800". 2 hours later she came to me to borrow R1000. why the hell did you buy R800 shoes when you will need R1000. on Monday. 
She can borrow money from someone just to eat out because she is tired of Canteen food. 
in the end when she is suppose to pay you becomes her enemy number one; and she is always dodging her private calls on her cell- you can imagine
She got promotion last year; instead on focusing on settling debts; she upgraded her car.
Now she is back to square one.

What I am simply saying is that live according to your pocket; you will end up being the laughing stock of people.
and never ever do things to impress people.

@Tshd21- I feel for you

Cande
14 Aug 2009 12:12

LOL, so basically what you saying ZOZOe is that no matter how much in debts she is she needs to give 10% to church?? haiye ngeke

Ms. Jay
14 Aug 2009 12:24

you can not be for real......is having a weave and manicure that important? girl there are pple with worse off problems than worrying about weaves ....you got yourself into this mess and you will have to get yourself out one way or another, I like your title but sho.....I am disappointed that you think smelling of swankie is something that horrid....until you discipline yourself you will b smelling worse off.....I cant give you any advise - but I can say is cut back on spending on your self until you sort your credit line and cut up your credit cards...

Cande
14 Aug 2009 12:36

love your quotes Toxxx

Ms. Jay
14 Aug 2009 12:43

LOL, so basically what you saying ZOZOe is that no matter how much in debts she is she needs to give 10% to church?? haiye ngeke - yep, thats exactly it....

Pepsi Cola
14 Aug 2009 12:44

Sorry girl but u a not the only one, early this year I had to cut my relaxed hair cuz, I was spending too much on it, I did Y-Cut my hair was short in a way that I regret what I was doing, then I cut off on my Entertainment Budget, did not go out a lot.  Then I have 6 accounts that now I c they a costing me a lot. I have to cut atleast have 3 of them, cuz now I c that they a an necessary.

All I am trying to advice you on is to cut on some costs that u have, then u wil c it will work eventually. 

zozoe
14 Aug 2009 12:52

 nje ngoba be se ngi shilo that was just an advise i am not saying Trixy must do that 

faraimagic
14 Aug 2009 13:12

Where in the History of NIGGER_DOM have you seen a Black person who isn't into Brand Names? A Black person wud rather hve R50-000 worth of clothes thatn a BED,CAR or HOUSE......Its SAD!

Zothile
14 Aug 2009 13:14

Amen Zozoe . In the Bible Isaac tithed in the time of famine and got within that year had given him 1000 what he tithed.

Trixy Ngila Muendane once said that black people like to buy things they cannot afford to impress people they do not know. Why are you doing expensive weaves and nails when you cannot afford those things???? 

Tip on budgeting - Tithe 10%, save 10%, make sure all your expenses are covered by the remaining 80%. Negotiate with your creditors such that you can afford to pay them with the remaining 80%. This works even when you have been hit hard by the recession. 

Also as someone suggested start paying off the debt with the lowest balance and when you are done take that money to pay off the next debt with the lowest balance. Hope this helps.

zozoe
14 Aug 2009 13:21

Thanks Zothile

extinct
14 Aug 2009 13:22

I have to agree with Zozoe u tried everythin but stil ur broke come to Jesus and try him and i gurantee u wil never regret it

Cande
14 Aug 2009 13:23

6 accounts?? damn girl

Toxic
14 Aug 2009 13:36

6 accounts?? damn girl

LOL! Eish lenna i am shocked. Your wallet must be heavy!

mstick
14 Aug 2009 13:47

eish ke mathata fela....

Girl pay your debts first i did that and i'm happy to say i'm almost debt free left with only 1 account and i tell you it feels good coz i can do a lot of things with my money and also kgwedi e fela ke sa nale chelete its a fullfiling feeling.......

After my experience with debts i've decided from now on i will try to buy everything cash the only things tja sekoloto should be a car,house and a contract phone(maybe)

mstick
14 Aug 2009 13:50

oh i forgot i stll owe TV License not queit sure if i will pay that 1 though

maud
14 Aug 2009 14:06

6 accounts ,depends what are those accounts for if these accounts are for clothes,nonono

lesson no one- never take a clothing accounts, try paying cash. if you dont have money dont buy.
lesson no two- if you take an account in furniture for two years try paying it in 6 months depending on the amount , paying everything cash is much lessor.

have the budget every weekend if you drink, off how much do you spend.
its okay to change your car but immediately when its paid up.

i dont think it will be fare if i say you must cut off on your hais styles and manicures, because i am even scared to tell you my budget for cosmetics, hair make up and nails, but stick to something that will last like two months before changing it, i know i cant do that but i know it will help.

if you use to go out every weekend, which is 4 times a month make it two times a month.

monchooza
14 Aug 2009 14:12

izikoloto is part of life maan

ngwana
14 Aug 2009 14:12

When doing groceries these past few months i have cut down on the foam baths and air freshners and sh@t.

I'm trying to keep my phone bill down, *bleep!* thing about black people is that your friends and family always send please call me or buzz you cause they know you are on contract.

Shit my woolworths account has come in handy to buy food that runs out before month end.

mathata
14 Aug 2009 14:41

@zozoe,i dont give my money to anyone maybe a child in need ,but church...legallle.if jesus was the one was receiving it Yes but Pastor im sorry.

church is business.

the time i was at home i realise Pickn pay they are more cheaper than shoprite,n another thing they sell good grade like woolworths,the only thing that i like at woolworths.. their cabbage fela.

Monto007
14 Aug 2009 14:54

hi bloggers...i'm new here!!!!!!!gal you need to cut out the luxuries, restructure your finances or even consider debt counselling if the situation desperate.

just this past year i almost lost my car and house bt debt counselling came to my rescue. And thanx 2 "Wa ko godimodimo" i got promoted...so life is good.

Cande
14 Aug 2009 14:59

aowa Mathata, PnP cheaper than Shoprite?

BigMama
14 Aug 2009 15:03

Reply from: Zothile 8/14/2009 7:14:37 PM

Amen Zozoe . In the Bible Isaac tithed in the time of famine and got within that year had given him 1000 what he tithed.

We are now living in different times, miracles do not happen as they used before. l am not saying they are not happening at all, what happened in the bible does not happen now. In the bible people used to live upto 400years but now they hardly reach 85years.

l honestly think we ought not to quote the bible in each and every case of our lives. The gal is broke and expect her to give 10% of her earnings and make a Pastor rich. Things don't work like that nowdays.

Mathaz
14 Aug 2009 15:07

@BigMama - I beg to differ....God is the same yesterday, today and forever and we ought to live our lives according to the will of God which is the word.  What's wrong having rich pastors and why should they not be richly paid for feeding our souls???

BigMama
14 Aug 2009 15:10

@mathata.......true that, the pastors are making a lot of money and driving expensive cars. l can tell you that in my pastor's house there is an LCD in each room and even in the kids glass house. Their kids go to private schools and yet l still have to give my hard earned 10%. l also would rather hand it to the poor not to the Pastor. And you know what happened, l was volunteering at church and they bought boxes of pizza (won't go into detail) and they offered me the leftover but l simply said thank you l don't eat pizza., even if l knew that deep down l wanted it.

realist
14 Aug 2009 15:12

Can someone please tell me, do billionaires tithe? If they do, where and who?

BigMama
14 Aug 2009 15:13

@Mathaz.......Jesus did not go to school to preach the word of God, but Pastor's of today study the bible and start new churchies everyway, why? Because it is one business with most profit...........

BigMama
14 Aug 2009 15:14

@realist............have you ever heard that Bill Gates goes to church?

Sammis
14 Aug 2009 15:14

the time i was at home i realise Pickn pay they are more cheaper than shoprite,n I told someone this once and they didn't beleive me!

realist
14 Aug 2009 15:16

have you ever heard that Bill Gates goes to church?
Nope. Does he tithe?

felfel
14 Aug 2009 15:19

uHili wase Ziyoni wagxothwa ecaweni, waphuma eshwabula kumfundisi esithi "rha suka ude ubenomona ngesiyezi" hahahahahaha Happy weekend ya'll.

BigMama
14 Aug 2009 15:21

@felfel.....enjoy yours as well........

mathata
14 Aug 2009 15:23

@cande,eya 
,is what i realise,even their brai pack is cheaper than tse badibulang tsa  ko shoprite

Bigmama.ba gotlwaela masepa,you can pray to your bathroom alone,you dont need a middle man to be saved.

otla fetoga skatana i mean legoba for a church my dear.

sis are dogs those ppl,i dont like ppl who treat others like dogs,batlo nyelaa ke dintjaa.

BigMama
14 Aug 2009 15:29

Fosho Mathata, and since then l have never been to church, l just pray at home.

mathata
14 Aug 2009 15:29

@sammis,you know what ?the trolly was full with healthy food but i have to pay R800,their chicken fresh n cheap,their no name very cheap.

Sammis
14 Aug 2009 15:31

have you ever heard that Bill Gates goes to church?
Nope. Does he tithe?

Dear I think BigMama is trying to say that Bill Gates / billionaires don't go to church

mstick
14 Aug 2009 15:32

God i'm so bored out of my mind

Sammis
14 Aug 2009 15:36

True that Mathata. I'm just not sure if it's all their products but certainly essentials! And their veggies too, much fresher and well packed than tsa ko shoprite.

mathata
14 Aug 2009 15:38

God will bless you,is not nice at all,im a bitch ,but food hell no!

i picture you in the chair those bitches gives you a big box with crispy left over....pastor talks with food in his  mouth..paparoni  in the lips.hm.. how dog are they.that night i think Modimo o mofitlhetse.

you go girl!

TKSM
14 Aug 2009 15:40

The topic of Christianity is a sensitive one especially if there are no facts.   

My two cents worth of whatever is .....

 without faith it is impossible to please God.....faith is a sister to love and peace...but love is the greatest.  If you love God, you will keep his commandments. (also in the bible).....which are his commandments.....(everything in the bible).....i live by the word.....might not be perfect but am striving to be like him......(he looks at your motive)having said that...his commandment is according to malichi 3 (referencing from zoezoe's response) the word of God says that if you do not pay 10% of your earnings you have robbed God and therefore are a THIEF..... its not me, it's God.

in whatever you do...check your motives... ask yourself why you do the things you do ,....if your answer is....to please God, then you are on the right track...but if you do things to please men...then there is a problem....woe unto him that puts his trust in men.

The bible says that God loves a cheerful giver....so if you give and complain afterwards then......i don't know you tell me.  


@Trixy 145 --- open up a savings account dear.... it worked for me. I was in a similar situation as you where i felt liketjo...my money is simply disappearing and yet my needs are still piled up...... save as little as R100 a month and then wait and see.

cleve
14 Aug 2009 15:40

Fosho Mathata, and since then l have never been to church, l just pray at home.

hawu Bigmama, just go once in a while to feed your soul...........

Vesa
14 Aug 2009 15:47

l honestly think we ought not to quote the bible in each and every case of our lives. The gal is broke and expect her to give 10% of her earnings and make a Pastor rich. Things don't work like that nowdays.

Why do we like to think that we can involve God in certain things and others we cannot? Remember he is a God of everything....health, finances, giver of life etc

Vesa
14 Aug 2009 15:56

Fosho Mathata, and since then l have never been to church, l just pray at home.

I know this is not a bible study blog, mara praying alone at home is not enough. We need to fellowship with one another

Cande
14 Aug 2009 15:56

but Trixy is in no position to thithe now guys

Phikza
14 Aug 2009 15:58

The topic of Christianity is a sensitive one especially if there are no facts...............too true!

i realise Pickn pay they are more cheaper than shoprite................i also realized that a while back and told few of my friends but they think ke e ketsa betere by hunting for Pick 'n Pay everytime we go out to buy groceries and its very much fresh too

BigMama
14 Aug 2009 15:58

@Vesa........l understand what you are saying. My problem is that, the gal is struggling to make ends meet, then how can we expect her to pay 10% of her earnings, she doesn't have to complain after giving her 10% as TKSM said.

Cande
14 Aug 2009 15:58

and our God is an understanding God am sure

BigMama
14 Aug 2009 15:58

@Cande.....True, thus what l am complaining about.

Ms. Jay
14 Aug 2009 16:01

Why do we like to think that we can involve God in certain things and others we cannot? Remember he is a God of everything....health, finances, giver of life etc

good question Vesa, anyway its by choice.......if u want to continue to live a defeated life ignoring God and His principles is a great way to start, pple have heard the truth and if they apply it - they will be set free indeed & if they havent applied it then tough tackies for them, they will cnt to struggle and search until Christ arrives or they die....I dont waste time defending the principles of God lest I add my 3 cents and fall into sin coz they speak for themselves.....loud and clear.....

Ms. Jay
14 Aug 2009 16:06

compromising on the tithe is what leads many pple into trouble financially and they just dont see it....you will be surprised to hear that aboBill gates gives 10% of his income - they [rich] folk understand the 10% principle, they call it "Coporate Social Responsibility", they understand that from giving you get more....it may not reach the church Pastor's hands but they sure do reach the widows and orphans......

Mathaz
14 Aug 2009 16:09

We need to put God first in everything we do, why not sacrifice a Woolworths acc for tithe??  When you give to God the little that you have he is sure able to give you more than you had expected.  I know it's tough but if you pray to God to help you will pull through it.  I know i was once in debt but when i started to tithe i managed to pay off my accounts. 

Ms. Jay
14 Aug 2009 16:09

Choice is yours....enjoy the weekend folk

Loreal
14 Aug 2009 16:18

mathata
14 Aug 2009 16:20

guy im not in SA but i realise some of the things.

Bathong woolworths kids under wears is cheap material,pattern i dontknow ,for example  mo pats ennang that pattern is soooo thin you can see a child Punani.nowadays they use cheap material for underwears,is no no no.

if someone not complaining,i will be the  one to do so when i come home.

im into consumers...guys are you aware most  food in south SA they dont write how many calories are there?a person must consume 1800 calories a day,if they dont write how are you going to know  how many calories you eat a day.

Sammis
14 Aug 2009 16:22

compromising on the tithe is what leads many pple into trouble financially and they just dont see it....you will be surprised to hear that aboBill gates gives 10% of his income - they [rich] folk understand the 10% principle, they call it "Coporate Social Responsibility", they understand that from giving you get more....it may not reach the church Pastor's hands but they sure do reach the widows and orphans......

Couldn't have said it better myself. You're very much right Ms. Jay, givingt 10% doesn't necessarily mean giving to the Pastor, even though some pastors may lead people into believing that it really has to them. As long as that 10% goes to where God wants it (But not your pocket), faithfully, you have done what is write.

maud
14 Aug 2009 16:24

i believe and know that god is great he has done wonders for me and he still doesfe, i am not saying i am perfect but i am a survivor and i have everything that i need so far, althoughi dont go to church , i do pray a lot and he never dissappointed me not even in one day.

Vesa
14 Aug 2009 16:25

compromising on the tithe is what leads many pple into trouble financially and they just dont see it....you will be surprised to hear that aboBill gates gives 10% of his income - they [rich] folk understand the 10% principle, they call it "Coporate Social Responsibility", they understand that from giving you get more....it may not reach the church Pastor's hands but they sure do reach the widows and orphans......

Thank you Ms Jay!!

Vesa
14 Aug 2009 16:27

Even God himself says in His word.....if you do not believe, just test me! Malachi 3:10

mathata
14 Aug 2009 16:36

if you dont believe,just  test me ..ha ha ha ha ,in reality those thing they dont work.

god is like millioner boyfriend,everyone fight for his syphaty...crisis is crisis.

i dont give money to anyone esp church.

my Auntie is a  pastor,my father in law is pastor,guys this ppl are in business,is like ppl when they want to make money fast,some they turn to be Sangomas skirlek.im not buying

we have crisis with money period!

Lela
14 Aug 2009 18:10

oh i forgot i stll owe TV License not queit sure if i will pay that 1 though
Same here and thank God its the only thing I owe except for my credit card of cause.

Lela
14 Aug 2009 18:19

but Trixy is in no position to thithe now guys

True dat,iphuma nzima kum ndingenazikweleti!

Lela
14 Aug 2009 18:35

Guys I think nathi as Christians we must learn to apply wisdom as to where,when and how we preach our sermons. For starters if the person is not a Christian and you ask them to give ten percent to the church when they are sinking in debt to a point where they chose not to eat,for me that is not wisdom.The best would be to give the person life skills on how to manage their finances. Then we tell them about Jesus who will give them enough wisdom and self sufficience that they will not want to live expensive lives to please others,they will only do so when they can afford to. Then when they know that, the lesson of tithes will make sense cz if you aint Christian such things can't really make sense no matter how much you guys quote the bible to the person,they need Jesus to understand some things. We must not forget that tithing ihlula amakholwa amakhulu,nditsho nje I'm a firm believer in tithing but I had to know Jesus first and had anyone told me to give ten percent to the church when I'm sinking in debt before I knew Jesus it wouldn't have made sense,some things need a certain level of faith and before people get to that level you can preach all you can but it will sound more like condemnation and bible bashing than a sermon.

Cande
14 Aug 2009 18:58

So she must go to credit bereau for tithing?? Nna i wont do that

realist
15 Aug 2009 08:33

Dear I think BigMama is trying to say that Bill Gates / billionaires don't go to church
I got the point, I just did not want to offend those that believe in tithing.

realist
15 Aug 2009 08:39

Now this blog is about tithing!!!
Unbelievable.

Trixy 145
15 Aug 2009 10:55

@Tshdzi, damn gal, really felt your story. It's quite ridiculous how life throws one misfortune after the other, but hopefully all works out. Hang in there gal.

@Pepsi cola, six acc.ounts, baby you should really slow down. I've got three and a R2500 over-draft and a credit card I can't wait to be rid off. By the end of the year I plan to be debt free, so next year I can start saving and buy myself something I truely deserve. 

@maud, it's so true, I 've had a tough time trying to decide what to cut out and I just can't seem to defeat my ego. Once you get use to a certain type of life style it's hard to change, compromise or completely let go.

@Mstick, good for you. Being bebt free allows for peacful sleep.

 

Brown Shuga
16 Aug 2009 22:59

LOL realist, why u surprised...u know them bloggers mos. Going off topic is part of who we are la ekhaya! heheheh

realist
17 Aug 2009 06:35

LOL realist, why u surprised...u know them bloggers mos. Going off topic is part of who we are la ekhaya! heheheh
True dat Brown S. I guess i must get used to it.

realist
17 Aug 2009 06:50

@ Trixy.
By the end of the year I plan to be debt free, so next year I can start saving and buy myself something I truely deserve. 

Come January, try and invest in unit trust. Buy Satrix RAFI 40 Total Return Portfolio. This fund was created in October 2008 and was retailing at 434 cents and now it is retailing at 549 cents. That is more than 100% return in less than a year. Try it you maybe surprised with the return. But remember the higher the return the higher the risk. 

Btw, the minimum investment monthly is R300 and lump sum is R1000.

felfel
17 Aug 2009 08:19

thank u Lela for speaking sense & being practical regarding this tithing thing, people need to be realistic man and stop using God's name in vain, next thing u fall of ur chair u'l be told its becos u didn't pay ur tithe. hai suka man

belz
17 Aug 2009 08:32

LOL!!! Hayi Trixy, wena this financial position uzfake kuyo ngoba uthanda izinto nje. firstly, cut your hair, ayikho le eyokuspenda R500 that you dont have on hair. Secondly, this nail business is unnecessary, there was nothing like that kudala le and abomama bethu still looked good. thirdly, eating porridge for breakfast is not a problem at all, kanti what are we supposed to eat for breakfast???

Take the R500 for hair and go and buy food or pay an account. If you feel the need to buy clothes , take R200 and go to Jeppe, i promise, you will get what you want.
But then again these things are a problem if you think that you can only feel good if you have a weave and manicure. Let me show you how much you will save by being natural and simple

Hair - R20
Nails - R0 (if you already have a nail cutter)
So you save R680 assuming the nails are R200.  Then maybe you can spoil yourself by chucking the swankie roll on and buying shield at leat,lol.

Best-Achiever
17 Aug 2009 08:33

What you just said Lela  is very true, The Bible is a very broad book, it has everything and people just choose what to say from it, pity sometimes we dont take things from step one, the same Bible says "come to me(Jesus) all you who are Worn-out  and i will relieve you", it is very true that for a person to understand Tithing, they first need to understand the word of God and why it is so important for them to tithe, so it real makes sense to call people to Jesus than calling them to tithing. Ifwe only call people to tithing, people will conclude that Christianity is all about money whereas it is all about knowing Jesus, accepting Him and having Him as your personal savior, If we call people to Jesus, often times we wont even have to tell people abot tithing, they will just know, Jesus Himself will increase their knowledge. Lela you made a very clear and true point.

BigMama
17 Aug 2009 10:31

l honestly think we ought not to quote the bible in each and every case of our lives.

Reply from: Lela 8/15/2009 12:35:41 AM


Guys I think nathi as Christians we must learn to apply wisdom as to where,when and how we preach our sermons. For starters if the person is not a Christian and you ask them to give ten percent to the church when they are sinking in debt to a point where they chose not to eat,for me that is not wisdom.The best would be to give the person life skills on how to manage their finances. Then we tell them about Jesus who will give them enough wisdom and self sufficience that they will not want to live expensive lives to please others,they will only do so when they can afford to. Then when they know that, the lesson of tithes will make sense cz if you aint Christian such things can't really make sense no matter how much you guys quote the bible to the person,they need Jesus to understand some things. We must not forget that tithing ihlula amakholwa amakhulu,nditsho nje I'm a firm believer in tithing but I had to know Jesus first and had anyone told me to give ten percent to the church when I'm sinking in debt before I knew Jesus it wouldn't have made sense,some things need a certain level of faith and before people get to that level you can preach all you can but it will sound more like condemnation and bible bashing than a sermon.


That is what l was trying to say, eish thank you for being here and explaining it like that. You are a star!!!!!!!!!!

Matha
17 Aug 2009 11:07

@belz o ntsetse mafoko ganong. why should someone a i tshokodise.   

Segwagwa
17 Aug 2009 11:19

Hi all, new child was born.

Holiday
17 Aug 2009 11:22

Do u mind if i call u a Frog?

myname
17 Aug 2009 13:15

Afternoon all,


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